Buying a Home

Are You New To Buying A Home? Here’s 5 Things You Need To Know

November 8, 2021

I'm lisa!

A Piedmont native, Emmy award winning television journalist turned home matchmaker, part time radio anchor, UCLA graduate, wife and mother of 3. 

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A lot of people are new to the process of buying a home. This can be very intimidating, especially if you’re not sure what steps to take first. The first thing you need to know is that it’s not easy, but it can be rewarding if done correctly. There are so many different things you’ll need to learn about and prepare for before buying your first home. Here are 5 things that you need to know before starting this big journey:

1.  Start by finding your budget and understanding your mortgage options.

For most people, the biggest monthly payment they’ll ever deal with is their mortgage. It’s important to start this process by figuring out how much you can afford each month and what kind of interest rate will suit your needs best. This way, you won’t get in over your head right away or be surprised when trying to make payments later on down the road.

2. Use a trusted realtor.

When searching for your dream home, having an experienced realtor can be very helpful. They know all about the SF Bay Area and they understand what you want in a house so they will help you through each step of this process to make sure things go smoothly. If anything goes wrong later on down the road, then at least you’ll have someone reliable there to fight for your best interests.

3.  Look beyond paint.

When you’re looking at homes, make sure to take a look beyond the paint. Sometimes it can be very easy to focus on aesthetics alone but there are so many different features that play into buying property here in SF Bay Area. Make sure you check these things off your list before making an offer or else you might end up with something that will only cause stress down the road.

4. Don’t fixate on the purchase price.

A lot of people think that the purchase price is everything when it comes to buying property. While this might be true for some, you need to keep in mind that there are fees and taxes associated with purchasing a home as well which can take up much more than what’s printed on paper. Always make sure your budget is flexible enough so you don’t end up selling off other assets just because one piece didn’t pan out as you’d expected.

5. Don’t necessarily buy for the life you have today. 

Many people buy homes with what they see in their current life. This is a mistake because your needs and wants change over time. If you’re struggling to find something that will work for the long term, then it might be better to rent instead of buying so you don’t get stuck when things start changing around the home too much.

We hope these tips will help you feel more confident in your first home buying process. If you’re not sure where to start, we can guide you all the way. Get in touch today and we’ll be happy to discuss how our team of experts can help make this process easier for you.

Are You Finally Ready to Buy or Sell a Home in the San Francisco Bay Area?

You’re ready to buy or sell a home in the Bay Area, but you don’t know where to start. It feels like the market is changing every day and the thought of going through this process alone causes an overwhelming amount of stress that only seems to get worse as time goes by. You want some information about whether or not it’s a good time to sell or buy and how to get started. That’s where the team headed by Lisa Chan Carnazzo, Realtor steps in to help! Together, we will explore your options, help pinpoint areas and provide honest feedback from our market research so you can make the right decision for you and your unique situation. Lisa is a Bay Area native who grew up in Piedmont, and also has the privilege of being an Emmy award-winning television journalist, reporting and anchoring on news stations like KPIX 5 CBS in San Francisco. You can still hear her anchoring on all news 106.9 FM and 740 AM KCBS! Lisa knows how to listen, work in a fast-paced environment and be persistent. Her team’s goal is not only to help you through the process but maintain a lifelong relationship while doing so. She has been successful as an anchor/reporter for more than 10 years which has given her some unique tools on what it takes from being both sides: buyer’s agent AND seller’s advocate. Contact Lisa today to get started!

By Basil D Soufi – Own work, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=22023379

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I'm Lisa, your new Realtor & friend.

My passion is meeting new people, getting to know them and learning their stories. Before I jumped into the world of real estate, I spent nearly 15 years in front of the camera anchoring and reporting the news. The mix of being a Bay Area native, Emmy-winning reporter and now Realtor gives me a deep understanding of the market and has made me an excellent listener and communicator.

I consider it an honor to work with you and guide you during one of the more important times in your life.

hey there!

Lisa Chan Carnazzo

Lisa is a San Francisco Bay Area Realtor with The Grubb Co.

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